Putting in the Sweat Equity

Generally when we talk about sweat equity we are talking about the work you put into a home to increase it’s value.  In this case, I am talking about the work you put into your life to increase wealth or to at the very least make ends meet! When we first moved here we shoveled…

Reasons Why You Can’t Pay Your Bills Post 3

REASONS WHY YOU CAN’T PAY YOUR BILLS I have to say when I was coaching my client this is one thing she was NOT guilty of.  She did not hold too much debt.  She had just the loan for her car and a gas credit card that she appeared to pay off monthly.  This can…

Reasons Why You Can’t Pay Your Bills. Post 2

REASONS WHY YOU CAN’T PYA YOUR BILLS In trying to help a reader understand why she was having a hard time with her bills I asked my next question:   How many bounce fees and late fees have you paid this year?  She took some time to review her accounts and it turned out that again…

Reasons Why You Can’t Pay Your Bills! Post 1

Every day this week I am going to tackle some specific reasons why you might be having such a hard time paying your bills! I recently had a reader send me a message saying they had sat down and did a budget after I had posted a meme to my facebook page to just get…

Do a “Homemade Christmas” to save money!

Let’s face it, Christmas is wonderful and hugely stressful all at the same time!!  It is SO expensive.  If you don’t want to sink into the money pit this year consider making family and friends their Christmas presents.  I’ve done it for years.  I’ve made my own jelly, baked goods, and candies.  I would love any…

Cheesy Ham Hash Brown Casserole

  We are having a Ham at Christmas dinner and yes I will be using the scraps for this dish!  It really is yummy.  You can freeze the leftover ham in cubes for this dish.  I’d just leave them in the refrigerator to thaw the day before.  I am so into USING it all UP!…

How to Feed 8 people with two pounds of fish?

How DO you stretch so much fish to feed so many people?  Make New England Fish Chowder of course! INGREDIENTS 4 slices of bacon chopped 2 tablespoons unsalted butter 1 large onion chopped 2 pounds Yukon Gold Potatoes (I don’t even peel mine but you can) 1 oz container of chicken stock Kosher or sea salt…

WHAT BILLS CAN I CUT RIGHT NOW??

Electric Bill Unplug unused electrical devices Don’t leave the lights on Use timers and power strips If your hot water heater is electric, lower the temperature to 125 degrees Take shorter showers, shower every other day instead of every day Run full loads of laundry Hang your laundry to dry Add a towel in the…