16 Frugal Habits That Work For ME

My husband and I have been through some very tough times with little or no money in our pockets and made it work.  I have seen many lists on what to do to be frugal, what things to adapt and I just wanted to share some things that have worked for US.  They may not…

14 Products That Will Save You Money in the Long Run

That post I did the other day on saving on Energy got me to thinking about what other types of products that we regularly use to save money.  We have acquired a lot of these through the years as we went along.  Please be sure to think about your purchase, whether you will actually use…

11 Products That Will Help You Save on Energy Bills.

11 Products That Will Help You Save on Energy Bills   by Dagne Goodwin Being Frugal is not about just not spending money but also about spending money wisely.  Anyone that knows me will tell you I really am a very frugal person.  I will HAVE money and look at a product in the store…

Finding the Frugal Mindset

The frugal mindset is not about doing without although that is part of it from time to time. They say it takes about a month to create a habit and that is what frugal living is about, creating habits that help you not only to make your budget but also to build wealth into your…

WHAT BILLS CAN I CUT RIGHT NOW??

Electric Bill Unplug unused electrical devices Don’t leave the lights on Use timers and power strips If your hot water heater is electric, lower the temperature to 125 degrees Take shorter showers, shower every other day instead of every day Run full loads of laundry Hang your laundry to dry Add a towel in the…

Reading Great Books for FREE

That’s right, read great books for free.  On Amazon there are free readers available to download. It is called a Kindle Cloud Reader.  You don’t have to purchase anything at all to get it.  Once you have that you sign up for an amazon account and you can start purchasing books.  BUT you don’t have…

Groceries without coupons

I take a somewhat different approach when grocery shopping.  I do coupon but very little.  It’s not that I don’t want to save money, I am pretty frugal after all; it’s just that the items I buy are generally not something that you would find a coupon for.  I like to make a lot of…

Saving Money on Insurance

I have to admit the process of getting quotes for insurance can be extremely time consuming.  I have spent a great deal of time in the last two days doing this and it was not as easy as one might hope however the pay off can be well worth it.  If you have not done…